Pengaruh Pembayaran Digital dan Kerentanan Keuangan yang di MOderasi Literasi Keuangan (Terhadap Mahasiswa Manajemen Universitas Buana Perjuangan Karawang)

Saputro, Covery Adi (2024) Pengaruh Pembayaran Digital dan Kerentanan Keuangan yang di MOderasi Literasi Keuangan (Terhadap Mahasiswa Manajemen Universitas Buana Perjuangan Karawang). Journal Of Resource Management, Economics And Business (REMICS), 3 (3). ISSN 2963-0266

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Official URL: https://portal.xjurnal.com/index.php/REMICS/articl...

Abstract

Purpose: To determine the effect of digital payments and financial literacy on financial vulnerability in UBP Karawang management students.
Research Methodology: Quantitative research; population: UBP Karawang management students (Class of 2020-2023, n=1948); sample: 95 students; data collection via Google Forms; analysis using moderated regression analysis.
Results: Digital payments did not significantly affect financial vulnerability; 88.7% influence of digital payments and financial literacy on financial vulnerability; financial literacy moderates the relationship.
Limitations: The study is limited to UBP Karawang management students, which may affect generalizability.
Contribution: Useful for fields such as financial education, digital finance, and consumer behavior in Indonesia.

Keywords: Financial Vulnerability, Financial Literacy, Digital Payment

Item Type:	Article
Subjects:	H Social Sciences > HG Finance
Divisions:	Faculty of Law, Arts and Social Sciences > School of Management
Depositing User:	Pustakawan UBP Karawang
Date Deposited:	07 Nov 2025 01:56
Last Modified:	07 Nov 2025 01:56
URI:	http://repository.ubpkarawang.ac.id/id/eprint/5144

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