Pengaruh Modal Usaha, Literasi Keuangan Dan Ukuran Usaha Terhadap Kinerja UMKM Di Kecamatan Tempuran

This study aims to analyze the influence of business capital, financial literacy, and business size on the performance of MSMEs. The research method used is a quantitative method with a survey approach through the distribution of questionnaires to MSMEs. Data analysis techniques used validity tests, reliability tests, classical assumption tests, and multiple linear regression analysis. The results show that partially, business capital, financial literacy, and business size have a positive and significant effect on MSME performance. Simultaneously, these three variables also have a significant effect on MSME performance. These findings indicate that increasing access to capital, good financial understanding, and business scale development are important factors in improving MSME performance. Therefore, support from various parties is needed to strengthen the financial and managerial capacity of MSMEs to encourage sustainable business growth.

Keywords: Business capital, financial literacy, business size, MSME performance